Introduction Medical Plans Health Care Providers Contact Information Urgent Care Information Health Benefits FAQs Dental Plans Vision Plans Life Insurance, Accidental Death & Dismemberment Insurance Disability Plans
Current Benefit Rates
Employee Assistance Program Flex Spending - American Fidelity Liability Coverage VOYA Voluntary Group Term Life Insurance Program Workers' Compensation
COBRA Coverage for COBRA Participants What Is a Qualifying Event? Can I Have More Than One Qualifying Event? Do I Have to Notify the District of Any Qualifying Events? What Is Continuation Coverage? How Do I Elect Continuation Coverage? How Long Can I Continue Coverage? Do I Have to Pay for My Continuation Coverage? Are there any Special Provisions Regarding Continuation Coverage? Can the District Terminate My Continuation Coverage Before the Maximum Coverage Period Ends? Who Can I Contact If I Have Questions About Continuation Coverage? May I Obtain Conversion Coverage When My Continuation Coverage Terminates? Do Special Provisions Apply to the Disabled?
Retiree Coverage Retiree FAQ Retiree Useful Links
Leave of Absence Safety In the Workplace Useful Website Links VEBA Resources
Insurance Staff

Disability Plans

Capistrano Unified School District provides long-term disability insurance to benefit eligible employees in the Classified, Teamsters, and Classified Management service, at no cost to the employee. This long-term disability plan, underwritten by UNUM/Provident, provides financial protection by paying a portion of income while an employee is disabled. The amount an employee may receive is based on the amount earned before the disability began.


Classified and Teamster employees are eligible to receive up to 60% of monthly earnings to a maximum benefit of $2,000 per month. Depending on the age at disability, the maximum benefit period of payment may be up to 5 years. Click Here for the Classified and Teamster Information booklet.


Classified Management, Certificated Management and Confidential Employees in active status may receive up to 60% of monthly earnings, to a maximum benefit of $5,000 per month. Maximum benefit period of payment is determined by age at the time of disability.


The benefit payment may be reduced by deductible sources of income and disability earnings. Some disabilities may not be covered or may have limited coverage under this plan. Click Here for the Management Information booklet.


Certificated Employees
The California Teachers Association (CTA) sponsors a disability/salary protection policy through The Standard Insurance Company.  This policy is purchased directly from The Standard and certificated staff must be CTA members to qualify for the program.  Arrangements may be made with The Standard to make premium payments via payroll deductions.  Please visit CUEA’s website or contact CUEA for more information as the District does not administer this program.


To Contact The Standard Directly:

CTA Benefits and Services
The Standard
900 SW Fifth Avenue
Portland, OR 97204
Telephone 1-800-522-0406
Fax 1-888-414-0393


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Non-Discrimination Statement

The Capistrano Unified School District prohibits discrimination, harassment, intimidation, and bullying in all district activities, programs, and employment based upon actual or perceived gender, gender identity, gender expression, race, ethnicity, color, religion, ancestry, nationality, national origin, ethnic group identification, sex, sexual orientation, marital or parental status, pregnancy, age, physical or mental disability or on the basis of a person’s association with a person or group with one or more of these actual or perceived characteristics. Reference: AR 1312.3, BP 1312.3 and BP 5183.

Rich Montgomery, Executive Director, Human Resource Services/Compliance
33122 Valle Road, San Juan Capistrano, CA 92675
(949) 234-9200

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